Law Offices of Stacy A. Eckert
Law Offices of Stacy A. Eckert

Foreclosure Defense

Mortgage Foreclosure: Questions and Answers


What exactly is a mortgage foreclosure? A mortgage foreclosure is a specific lawsuit which allows the holder of the mortgage, usually a bank or mortgage lender, to obtain a money judgment against real property (your home) and take it away from you because you have defaulted on your monthly mortgage payments.


There are defenses to foreclosure available to Florida homeowners. You must answer a foreclosure complaint in a timely fashion, and assert all the defenses which are available to you.  A proper defense to a foreclosure case may uncover problems related to the mortgage loan which benefit you. 


A proper foreclousre defense will delay the entire foreclosure process so that you have time to consider alternate means of financing, participating in a short sale, a modifciation of your mortgage loan, or attempt other legal remedies to save your home such as Chapter 13 Bankruptcy. While your foreclosure case is pending you may remain in your home.  If a foreclosure case has been filed against you please move quickly to decide what you intend to do with your home, or your investment property.


Many law firms will propose to you representation with a significant retainer and monthly payments.  Mr. Eckert will represent you for a reasonable flat fee. 

Law Offices


Main Office:

Whispering Pines

2445 South Volusia Ave, C-1

Orange City, FL 32763


Branch Office:

Daytona Beach, All of East Volusia and Palm Coast Office:

435 South Ridgewood Avenue

Daytona Beach, FL 32119



Main Office:

(386) 775-8228


Branch Office:

(386) 258-0063



Stacy A. Eckert P.A


Business Hours

Monday-Thursday: 9 AM-5 PM

Friday: 9 AM-2 PM

Closed for lunch: 12 PM-1 PM

Serving the areas of:

Orange City, Deltona, DeLand, DeBary, Osteen, Enterprise, Sanford, Lake Mary, Oviedo, DeLeon Springs, Lake Helen, Pierson, Crescent City, Astor, Daytona Beach, Port Orange, Ormond Beach, South Daytona, Holly Hill, New Smyrna Beach, Edgewater, Oak Hill, Palm Coast, Bunnell, including all of Volusia, Flagler and Seminole Counties. 

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